Terms & Conditions

Effective Date: July 1, 2026
Company: Mortars Margin
Website: https://www.mortarsmargin.com/
Contact: venkat.cpa13@gmail.com
Phone: 669-281-9495
Mailing Address: 17629 N 24th Way, Phoenix, AZ 85032 United States

These Terms & Conditions govern your use of the Mortars Margin website, communications, content, consultation process, and services. By accessing this website, submitting a form, scheduling a call, communicating with Mortars Margin, or using our services, you agree to these Terms & Conditions.

If you do not agree with these Terms & Conditions, please do not use this website or submit information through it.

1. About Mortars Margin

Mortars Margin provides business advisory, financial strategy, job costing, pricing, profitability, and growth-related guidance for construction contractors and related businesses.

The information on this website is provided for general informational and business education purposes. Specific services, deliverables, fees, and terms of engagement are governed by a separate written agreement between you and Mortars Margin.

2. Use of This Website

You agree to use this website only for lawful purposes.

You agree not to:

  • Use the website in a way that violates any applicable law or regulation

  • Submit false, misleading, or inaccurate information

  • Attempt to interfere with the website's security or functionality

  • Copy, reproduce, or distribute website content without permission

  • Use the website to transmit spam, malware, or harmful code

  • Attempt to gain unauthorized access to Mortars Margin systems, accounts, or data

Mortars Margin may restrict or terminate access to the website at any time if we believe these Terms have been violated.

3. No Guarantee of Results

Mortars Margin may provide strategies, recommendations, analysis, frameworks, and advisory support designed to help businesses improve financial clarity, pricing decisions, profitability, and growth planning.

However, business results depend on many factors, including your financial condition, operations, market, implementation, pricing, team, customer base, recordkeeping, and business decisions.

Mortars Margin does not guarantee specific revenue increases, profit increases, cost savings, business growth, valuation outcomes, tax results, financing outcomes, or other financial results.

Any examples, projections, estimates, or discussions of potential outcomes are illustrative only and should not be interpreted as a promise, guarantee, or assurance of future performance.

4. No Legal, Tax, Investment, or Accounting Advice Unless Separately Agreed

Content on this website and general communications from Mortars Margin are for informational and business advisory purposes only.

Unless expressly stated in a signed written agreement, Mortars Margin does not provide legal advice, investment advice, tax advice, audit services, attestation services, or regulated accounting services through this website.

You should consult your attorney, CPA, tax advisor, financial advisor, or other qualified professional before making legal, tax, accounting, investment, financing, or major business decisions.

5. No Client Relationship Created by Website Use

Using this website, submitting a contact form, downloading content, scheduling a call, or communicating with Mortars Margin does not automatically create a client relationship.

A client relationship is created only when both parties sign a written agreement or otherwise mutually agree in writing to the scope, fees, responsibilities, and terms of service.

Mortars Margin reserves the right to decline any inquiry, consultation, or engagement for any reason.

6. Consultation Calls

Mortars Margin may offer consultation calls, discovery calls, strategy calls, or similar appointments.

By scheduling a call, you agree to provide accurate information and participate respectfully. Mortars Margin may reschedule, cancel, or decline a consultation when appropriate.

Information discussed during a consultation is based on the details you provide. Mortars Margin is not responsible for decisions made from incomplete, inaccurate, or misunderstood information.

7. Services and Engagements

If you choose to work with Mortars Margin, the specific terms of service will be outlined in a separate agreement or proposal.

That agreement may include details such as:

  • Scope of work

  • Fees and payment terms

  • Deliverables

  • Timelines

  • Client responsibilities

  • Confidentiality obligations

  • Cancellation terms

  • Refund terms, if applicable

  • Limitations of liability

If there is a conflict between these website Terms & Conditions and a signed client agreement, the signed client agreement will control for that engagement.

8. Client Responsibilities

If you engage Mortars Margin for services, you are responsible for providing accurate, complete, and timely information.

This may include financial records, job data, pricing details, cost information, business goals, operational context, and other relevant materials.

Mortars Margin's recommendations depend on the quality and accuracy of the information provided. Mortars Margin is not responsible for errors, delays, or outcomes caused by incomplete, inaccurate, outdated, or withheld information.

You remain responsible for all final business, financial, tax, legal, hiring, pricing, operational, and strategic decisions.

9. Payments and Fees

Any fees for Mortars Margin services will be described in a separate written agreement, invoice, proposal, or payment page.

Unless otherwise stated in writing:

  • Payments are due according to the terms stated on the invoice or agreement

  • Late payments may delay services or deliverables

  • Mortars Margin may pause or terminate services for unpaid balances

  • Fees paid for completed work are generally non-refundable

Specific refund, cancellation, and payment terms may vary by engagement and should be reviewed in the applicable service agreement.

10. Intellectual Property

All content on this website, including text, graphics, branding, logos, layouts, frameworks, copy, images, downloads, and other materials, is owned by Mortars Margin or used with permission.

You may view and use the website for personal or internal business evaluation purposes only.

You may not copy, modify, reproduce, distribute, sell, publish, or create derivative works from Mortars Margin content without written permission.

11. User Submissions

If you submit information through the website, email, forms, questionnaires, scheduling tools, or other communication channels, you represent that the information is accurate and that you have the right to provide it.

You grant Mortars Margin permission to use submitted information to respond to your inquiry, evaluate fit, provide services, communicate with you, and operate our business, subject to our Privacy Policy.

Do not submit confidential, sensitive, regulated, or proprietary information through the website unless requested by Mortars Margin or covered by a separate agreement.

12. Confidentiality

Mortars Margin respects the confidentiality of business information shared by prospective and active clients.

However, information submitted through general website forms or ordinary email may not be fully secure. Confidentiality obligations for paid engagements may be further defined in a separate written agreement.

You should not submit highly sensitive financial, tax, legal, personal, or proprietary information through public website forms unless instructed to do so through a secure process.

13. Privacy Policy

Your use of this website is also governed by our Privacy Policy.

The Privacy Policy explains how Mortars Margin collects, uses, stores, and shares information, including information submitted through forms, scheduling tools, email, phone, and SMS/text messaging.

Please review the Privacy Policy before submitting information through the website.

14. SMS/Text Messaging Terms

14.1 SMS Program Name

The Mortars Margin SMS/Text Messaging Program allows Mortars Margin to communicate with individuals who have provided consent to receive text messages.

14.2 SMS Message Types

By opting in to receive text messages from Mortars Margin, you agree that we may send SMS or MMS messages related to:

  • Appointment confirmations

  • Appointment reminders

  • Consultation follow-ups

  • Responses to your inquiries

  • Service-related updates

  • Business communications related to Mortars Margin services

  • Requested information about Mortars Margin

Mortars Margin may also send promotional or marketing messages only where permitted by law and only where appropriate consent has been provided.

14.3 SMS Consent

You may opt in to receive SMS/text messages from Mortars Margin by providing your mobile number through a website form, scheduling form, written form, verbal consent process, or other approved opt-in method.

By providing your mobile number and opting in, you confirm that:

  • You are the owner or authorized user of the mobile number provided

  • You consent to receive text messages from Mortars Margin

  • You understand that message frequency may vary

  • You understand that message and data rates may apply

  • You understand that consent is not a condition of purchasing any goods or services

14.4 Message Frequency

Message frequency may vary depending on your interaction with Mortars Margin.

For example, you may receive messages related to scheduled appointments, reminders, follow-ups, service updates, or requested information.

14.5 Message and Data Rates

You may opt out of receiving SMS/text messages from Mortars Margin at any time by replying STOP to any message.

After you reply STOP, we may send a confirmation message to confirm that you have been unsubscribed. After that, you will no longer receive SMS/text messages from Mortars Margin unless you opt in again.

Other opt-out keywords may also be recognized depending on the messaging provider, such as CANCEL, END, QUIT, UNSUBSCRIBE, STOPALL, OPTOUT, or REVOKE.

14.7 Help Instructions

For help, reply HELP to any text message from Mortars Margin.

You may also contact us directly:

Email: venkat.cpa13@gmail.com
Phone: 669-281-9495

14.8 Consent Is Not a Condition of Purchase

Consent to receive SMS/text messages from Mortars Margin is not required to purchase or use any Mortars Margin services.

You may communicate with Mortars Margin by email, phone, or other available methods without opting in to SMS/text messaging.

14.9 Carrier Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages.

Delivery of SMS or MMS messages may depend on your mobile carrier, device, network availability, and other factors outside Mortars Margin's control.

14.10 SMS Privacy

Mortars Margin does not sell, rent, trade, or share mobile phone numbers or SMS consent information with third parties or affiliates for marketing or promotional purposes.

Mobile information and SMS opt-in consent are handled according to our Privacy Policy.

15. Third-Party Services and Links

This website may use or link to third-party services, including scheduling platforms, payment processors, analytics tools, communication tools, website hosting providers, or other business systems.

Mortars Margin is not responsible for the content, policies, security, or practices of third-party websites or platforms.

Your use of third-party services may be governed by their own terms and privacy policies.

16. Website Availability

Mortars Margin aims to keep the website available and functioning, but we do not guarantee uninterrupted access.

The website may be unavailable due to maintenance, updates, technical issues, third-party service interruptions, or factors outside our control.

Mortars Margin is not liable for any loss or inconvenience caused by website downtime or technical issues.

17. Limitation of Liability

To the fullest extent permitted by law, Mortars Margin and its owners, employees, contractors, partners, and affiliates are not liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from your use of the website, communications, content, consultation process, or services.

This includes, but is not limited to, loss of revenue, loss of profits, loss of business opportunity, loss of data, business interruption, or decisions made based on website content or general communications.

Mortars Margin's total liability for any claim related to the website or services will not exceed the amount paid by you to Mortars Margin for the specific service giving rise to the claim, or one hundred dollars, whichever is greater, unless otherwise required by law or stated in a signed agreement.

18. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis.

Mortars Margin makes no warranties or representations that:

  • The website will always be available

  • The website will be error-free

  • The content will always be complete, current, or accurate

  • The website will be free from viruses or harmful components

  • Any business outcome will result from using the website or services

To the fullest extent permitted by law, Mortars Margin disclaims all warranties, express or implied.

19. Indemnification

You agree to indemnify, defend, and hold harmless Mortars Margin and its owners, employees, contractors, partners, and affiliates from any claims, damages, liabilities, losses, costs, or expenses arising from:

  • Your use of the website

  • Your violation of these Terms

  • Your submission of inaccurate or unauthorized information

  • Your misuse of Mortars Margin content

  • Your violation of any law or third-party rights

  • Business decisions you make based on information you provide or receive

20. Governing Law

These Terms & Conditions are governed by the laws of the State of [Insert State], without regard to conflict of law principles.

Any disputes related to these Terms, the website, or Mortars Margin services will be handled in the courts located in [Insert County and State], unless otherwise required by law or agreed in writing.

21. Changes to These Terms

Mortars Margin may update these Terms & Conditions at any time.

When updates are made, the Effective Date at the top of this page will be revised.

Your continued use of the website after updated Terms are posted means you accept the revised Terms.

22. Contact Information

If you have questions about these Terms & Conditions, contact Mortars Margin at:

Mortars Margin
Email: venkat.cpa13@gmail.com
Phone: 669-281-9495
Website: https://www.mortarsmargin.com/
Mailing Address: 17629 N 24th Way, Phoenix, AZ 85032 United States